AML & Regulatory Compliance
Practical, plain-language compliance solutions for money services businesses, fintechs, and digital asset companies operating in Canada.
Canada's anti-money laundering requirements can feel overwhelming — especially if your business deals with virtual currencies, cross-border payments, or emerging financial products. We've been through it, and we're here to make the process straightforward.
Whether you're registering with FINTRAC for the first time, updating an existing compliance program, or preparing for an examination, our team works alongside you to build a compliance framework that actually fits the way your business operates.
Our Compliance Services
FINTRAC MSB Registration & Renewal
We guide you through the full registration process with FINTRAC — from initial application to biennial renewal. If your business details change (new products, locations, ownership, or compliance officers), we make sure your registration is updated within the required 30-day window. No missed deadlines, no surprises.
AML/CTF Compliance Program Design
Every business is different, and your compliance program should reflect that. We design tailored anti-money laundering and counter-terrorist financing programs that include risk assessments, KYC/KYT procedures, transaction monitoring protocols, and reporting workflows — all written in clear, actionable language.
Compliance Documentation
From risk assessment reports to compliance manuals, suspicious transaction report (STR) procedures to record-keeping policies — we create the documentation you need to meet your obligations under the PCMLTFA and its regulations. Everything is designed to work with your existing business processes, not against them.
FINTRAC Examination Support
Facing a FINTRAC examination? We help you prepare with mock reviews, gap analyses, and remediation plans. If deficiencies are identified, we work with you to address them quickly and effectively. And if an administrative monetary penalty (AMP) is on the table, we'll help you navigate the response process.
Ongoing Compliance Maintenance
Compliance isn't a one-time project. We offer outsourced Chief Compliance Officer (CCO) services, periodic compliance audits, staff training programs, and policy updates to keep your program current as regulations evolve — including the latest amendments to the PCMLTFA.
Provincial Compliance
Operating in Québec? We also help with compliance obligations under Revenu Québec's Money-Services Business Act and other applicable provincial requirements.
Who This Is For
This service is a good fit if you're:
- A money services business (MSB) operating in or directed at Canada
- A fintech or payment company launching in the Canadian market
- A digital asset exchange or virtual currency dealer requiring FINTRAC registration
- A foreign MSB with Canadian-facing operations
- Any reporting entity looking to strengthen its AML/CTF compliance posture